FDCPA and CFDCPA No No’s! 1. Harassment or abuse. DON’T DO IT! The FDCPA 15 U.S.C. §1692d and the CFDCPA both prohibit conduct likely to harass, oppress, or abuse a person. Section 5-5-109, C.R.S. prohibits harassment and “unconscionable debt collection” practices. The C.R.P.C. requires a lawyer to respect the rights of third persons. Rule 4.4. […]
Arnold & Arnold, LLP Blog
FDCPA and CFDCPA in practice Today we are taking a look at what is allowed when communicating with a consumer debtor. 1. Acquisition of location information. Under 11 U.S.C. §1692b, a debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the debtor shall – (1) Identify […]