Arnold & Arnold, LLP Blog

FDCPA and CFDCPA No No’s! 1. Harassment or abuse. DON’T DO IT! The FDCPA 15 U.S.C. §1692d and the CFDCPA both prohibit conduct likely to harass, oppress, or abuse a person. Section 5-5-109, C.R.S. prohibits harassment and “unconscionable debt collection” practices. The C.R.P.C. requires a lawyer to respect the rights of third persons. Rule 4.4. […]

FDCPA and CFDCPA in practice Today we are taking a look at what is allowed when communicating with a consumer debtor. 1. Acquisition of location information. Under 11 U.S.C. §1692b, a debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the debtor shall – (1) Identify […]